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Dennis Alexander asked:


Don't Lees Dit Tenzij u een hoop geld!:

Wilt u weten hoe u kunt besparen op 47% op uw huidige ziektekostenverzekering Dekking lees verder … dit wordt een van de meest informatieve berichten die je ooit zal lezen. Na het lezen van dit bericht zult u nooit hebben woorden; duur en ziektekostenverzekeringen in dezelfde zin.

Zoals u al weet ziektekostenverzekering kosten ten hoogste ooit tevoren en er is geen teken van hen vertragen. Meer en meer Amerikanen gedwongen te annuleren hun dekking simpelweg omdat ze niet kunnen veroorloven.

Wie zijn de onverzekerd?

• Ongeveer 46 miljoen Amerikanen, of 15,7 procent van de bevolking, werden zonder ziektekostenverzekering in 2004 (de meest recente overheid beschikbare gegevens).

• Het aantal onverzekerden steeg met 800.000 tussen 2003 en 2004 en steeg met 6 miljoen sinds 2000.

• De stijging van het aantal onverzekerden in 2004 lag de nadruk bij de werkende leeftijd volwassenen. Het percentage van de werkende volwassenen (18 tot 64) die geen gezondheidsrisico dekking klom van 18,6 procent in 2003 tot 19,0 procent in 2004. Een stijging van ruim 750.000 in 2004.

• Bijna 82 miljoen mensen - ongeveer een derde van de bevolking beneden de leeftijd van 65 jaar bracht een deel van een van 2002 of 2003 zonder gezondheid dekking.

• Het aantal onverzekerde kinderen in 2004 was 8,3 miljoen - ofwel 11,2 procent van alle kinderen in de VS (1).

Je zou kunnen zeggen dat ik groot bereik dat ik ben blij met … dat is helemaal prima.

Voor verleden Sever jaar gemiddelde stijging voor de ziektekostenverzekering was 16,2%, en wat als het blijft gaan? Als je nu betalen $ 500 per maand voor uw ziektekostenverzekering in drie jaar vanaf nu zou je verwachten te betalen meer dan $ 780 voor hetzelfde plan. Wacht … we weten allemaal dat verzekeringsmaatschappijen consequent verlagen van de uitkeringen en de mede-betaalt en aftrekbaar. Daarom betaalt u meer voor minder dekking. Door de manier als u houdt hetzelfde plan voor meer dan vijf jaar betaalt u meer dan $ 1000 per maand alleen voor uw ziektekosten. Wat als u gebruik maakt van uw zorgverzekeraar? … De kans is groot als het niet voor een reguliere arts bezoeken of een check-ups zou worden beschouwd als een reeds bestaande toestand. Dat betekent dat uw kansen op het veranderen naar een meer betaalbare dekking in de toekomst zal bijna onmogelijk. Dat is een van de belangrijkste redenen waarom mensen annuleren hun zorgverzekering, omdat ze werden gediagnosticeerd met iets of het nemen van een recept medicatie en de verzekeringsmaatschappij gehouden verhoging van hun snelheid tot ze konden niet in aanmerking voor een andere dekking en kan zich niet veroorloven de ene ze hadden. < br />
Nu je het zegt ik hoef niet de dekking van mijn echtgenoot werkt voor een bedrijf en ik heb groep dekking … Geweldig.

Wat zou er gebeuren als uw echtgenoot aan deze baan of het bedrijf gestopt met het verstrekken van uitkeringen? Waarschijnlijk is de meest voor de hand liggende dingen die je kunt zien hoeveel die groep dekking is echt kost je. Volgende keer controleren hoeveel wordt afgetrokken van het salaris voor de gezondheid dekking, met name voor de afhankelijken. Groep plannen doen kost meer geld, omdat door de wet zijn de zogenaamde "gegarandeerde kwestie." Dat betekent dat je kunt hebben ernstige medische aandoeningen en nog steeds dekking. Verzekeringsmaatschappijen moeten volgen de wet en ze weten dat ze moeten accepteren iedereen die werkt voor een groot bedrijf, dus ze kosten meer geld voor dekking. Het grootste probleem is niet de kosten van collectieve ziektekostenverzekering is wat er gebeurt als er een, terwijl de groep van plan is gediagnosticeerd met een aandoening of begint te nemen voorschriften medicatie. We gaan terug naar dezelfde problemen als eerder vermeld, niet in staat om zich te kwalificeren voor de ziekteverzekering in de toekomst. Er zijn mensen die willen verlaten hun baan, maar ze kunnen niet omdat ze gaan door de behandeling en kan niet te betalen voor het op hun eigen land.

Er is nog een andere oplossing … Sommige kunnen redden, dus wat is het punt zelfs onder de ziektekostenverzekering. Zodra u gediagnosticeerd met iets en verzekeraar gaat om de verhoging van de tarieven tot het punt waar ik ga hebben om te annuleren het toch. Vooral als er iets gebeurt en ik heb om mijn bereik Ik kan niet werken en ik kan niet baten. Is mijn verzekering bedrijf is nog steeds om de verhoging van mijn prijzen? YES.

Voordat u denkt over het annuleren van de dekking dit. Hier zijn een aantal statistieken

• Een recente studie van de Harvard University onderzoekers vinden dat de gemiddelde out-of-pocket medische schuld voor degenen die het faillissement was $ 12.000. Bovendien heeft de studie bleek dat 50 procent van alle faillissementen aanmeldingen waren deels het gevolg van medische kosten. Elke 30 seconden in de Verenigde Staten iemand bestanden voor het faillissement in de nasleep van een ernstig gezondheidsprobleem.

• Ziekte en medische rekeningen veroorzaakt de helft van de 1458000 persoonlijke faillissementen in 2001, volgens een studie gepubliceerd door de Tijdschrift Gezondheid zaken.

• Gemiddelde dag in het ziekenhuis is $ 7500 per dag.

Hoe kunt u besparen tot 47% op uw zorgverzekering? Eenvoudig … Je hebt waarschijnlijk al gehoord van Volksgezondheid spaarrekeningen. Ze worden steeds populairder alledag. Met de manier waarop de ziekteverzekering prijzen gaan vandaag Health Saving Accounts zijn de enige manier om de dekking, behalve honderden per maand op uw ziektekostenverzekering en nog een gemoedsrust.

Om deze dag was ik niet in staat om te horen een goede definitie dat iedereen kan begrijpen. Ik zal alles doen wat ik kan om het eenvoudig te begrijpen. De eenvoudigste manier om te begrijpen Gezondheid spaarrekeningen is te denken van hen als Roth IRA of uw bedrijf 401K plan. In plaats van je geld weg te verzekeringsmaatschappij krijg je op de hoogte te houden meer van het zelf. De manier waarop HSA plannen is er ziektekostenverzekering in combinatie met spaarrekening die werkt op een soortgelijke manier om uw pensioen account. Er enorme voordelen te hebben HSA gekwalificeerde gezondheid plan. Eerst al het geld dat u bij uw account HSA is 100% fiscaal aftrekbaar en het is uw geld dat rolt over het jaar na jaar. Op de leeftijd van 65 jaar en als u nog niet gebruikt up van al uw HSA geld kunt rollen zij over u aan bij uw pensioen-account. Tweede uw zorgverzekeraar de kosten zullen worden gesneden in bijna de helft. Bijvoorbeeld als je aan de zorgpas plan met $ 2500 aftrekbaar nu en het kost je $ 300 per maand dezelfde plannen met HSA gekwalificeerde plan, nu kost u slechts $ 160 per maand. De reden dat u zo veel geld met HSA gekwalificeerde gezondheid is omdat HSA gekwalificeerde plannen omvatten niet alles tot het aftrekbaar is voldaan. Er zijn uitzonderingen, afhankelijk van de Health Insurance Company. Sommige verzekeringsmaatschappijen zullen betalen voor je eenmaal per jaar fysieke voordat u aan uw aftrekbaar.

Laten we een voorbeeld nemen van hoe HSA gekwalificeerde plan kunnen profiteren je. Laten enige werkelijke cijfers van de werkelijke ziektekostenverzekeraar. In dit voorbeeld ben ik gaan gebruiken HSA plannen uit bedrijf genaamd Assurant Health. Assurant Gezondheid is marktleider op het gebied van gezondheid spaarrekeningen en zij een van de eerste bedrijven om ze uit te voeren. De belangrijkste reden is dat Assurant Health is onderdeel van 's werelds grootste financiële bedrijf dat voorziet in de oprichting van pensioenrekeningen. In dit voorbeeld ga ik om met een gezin van vier, man 46, vrouw 42, kinderen zijn 12 en 16. Op een gewone familie met $ 2500 aftrekbaar, maximale uit eigen zak van $ 5500, co-verzekering van 80% en arts bezoeken die met $ 35 samen te betalen, ze gaan betalen $ 676,40. Iets om in gedachten te houden dat alle van de regelmatige PPO plannen die beschikbaar zijn op de markt van vandaag zijn familie aftrekbaar wat het dubbele van de individuele aftrekbaar. Dat betekent dat als u een plan met $ 2.500 en $ 5.500 aftrekbare maximum uit eigen zak, dat betekent dat je familie aftrekbaar is $ 5000 en uw familie maximale uit eigen zak is $ 11.000. Wanneer we het vergelijken HSA gekwalificeerde gezondheid plannen is er slechts een aftrekbaar, zodra je aan dat je vallen op 100% op de meeste plannen. Er zijn sommige bedrijven en plannen die je nog zou kunnen worden belast met het percentage leeftijd van de factuur tot u op uw maximale uit eigen zak. Meest HSA plannen hebben geen maximale uit eigen zak betekende dat zodra je met je aftrekbare u onder bij 100%, zo eenvoudig is het. Hetzelfde plan met $ 5700 aftrekbaar voor de hele familie met HSA gekwalificeerde gezondheid plannen zal eerst $ 491,64 per maand. Voor de totale maandelijkse besparing van 184,76 per maand. Ook uw maximale uit eigen zak zal dalen van $ 11.000 op een regulier traject tot $ 5700 met HSA gezondheid plan. Dat is jaarlijks een besparing van $ 2217,12 en extra besparingen van $ 5300 op het maximum uit de zak. (dat is als je gebruik moest maken van het plan voor noodgevallen) De belangrijkste reden voor het starten van HSA ziektekostenverzekering wordt voor het opslaan van account en de mogelijkheid om geld in te houden, op uw discretie, belasting vrij. Je kunt geld in te HSA gekwalificeerde account aan uw aftrekbaar en hoeft u niet om geld in te houden dat als u niet wilt. Gezondheid spaarrekeningen zijn zo flexibel als u zou willen dat ze zijn. Voor meer informatie over HSA en krijgen aanhalingstekens voor HSA gekwalificeerde gezondheid dekking zie mijn bio.

Kurt Stammberger asked:


There exist many facets of the world of the mental santé, in particular when there s& #39; acts of l& #39; health insurance and to find a cover adéquate for a variété d& #39; affections and of disorders. We have rassemblé réponses à some of the questions fréquemment around these subjects for you below. & lt; br/& WP; this what mental majority of the plans of santé of the medical cover? The réponse, quite simply, is yes. Large the majorité of the insurers and the plans of santé relates at least to a limité number of care of santé mental. & lt; br/& WP; According to an employer récent survey publié in the review Health Affairs: ⠀ ¢ 91 percent of the small companies (10-499 employés) and 99 percent of the large companies offer mental santé and of drug-addiction in their cover of the majority of the médicaux plans. ⠀ ¢ the mental santé and drug-addiction has été included in the cover 87 percent of l& #39; indemnité, plans, 88 percent of the HMO, 97 percent of the points of service (POS) and of the plans of 93 percent of Preferred Provider Organizations (OPP). & lt; br/& WP; It is communément allowed aujourd& #39; today, in 2006, that majority of the employés which have employer fondée on l& #39; health insurance have accès à the mental cover of santé, and much of the salariés which n& #39; do not have a cover simply chose not adhérer à an employer who includes/understands the plan of the mental santé services. & lt; br/& WP; it the mental cover of santé coÔ tent expensive? Yes, that is généralement the case. It ya of limits à the mental cover of santé and the reason why majority of the employers d& #39; to impose limits is due to the coÔ T. The estimates vary façon much more the cover of the coÔ ts of the mental santé. Here some résultats of certain études: & lt; br/& WP; ⠀ ¢ In 1998, étude parrainée by the Mental National Health Advisory Council (NAMHC) Work group on the parité, a division of l& #39; National institute fédéral of the mental santé, estimates that the services of santé mental not to add less than 1 percent of the coÔ T d& #39; a police force d& #39; insurance santé for a HMO. & lt; br/& WP; ⠀ ¢ étude menée in 1998 by Mathematica estimé of 3,6 percent d& #39; increase in all the plans, with a range of 0,6 percent d& #39; increase for HMO à an increase of 5 percent for the plane service costs. & lt; br/& WP; ⠀ ¢ In 1997, an analysis by the firm d& #39; actuaries Milliman & amp; Robertson for the National Center for Policy Analysis, by examining the coÔ T typical d& #39; a mandate of santé mental (not of spA©cific lA©gislation), concluded that the services of santé mental parité lA©gislation tightens à to increase the coÔ ts by 5 percent à 10 percent. With regard to l& #39; mental insurance in général, how the companies d& #39; insurance to treat the mental disease? The companies d& #39; insurance have tendency à être somewhat méfiant of mental santé due à l& #39; increase in the fraudulent requests. When Medicare cherché fraud in the community centres of santé mental l& #39; année dernière, it preclusion from 80 d& #39; between them in the nine à ‰ tats to take part in the program. & lt; br/& WP; Health Care Financing Administration (HCFA), which manages Medicare, knew something n& #39; went when the coÔ T annual average for each senior to obtain the services of santé mental is passée of 1642 $ in 1993 à more than $ 10,000 in 1997. & lt; br/& WP; Medicare administrator Nancy-Ann DeParle supported à l& #39; époque that 90 percent of the patients n& #39; did not have serious a enough mental disease for bénéficier d& #39; a spécial treatment. & lt; br/& WP; That said étant, it is simple to include/understand why it is d& #39; inquiétude on behalf of the organizations d& #39; health insurance. & lt; br/& WP; Qu& #39; are états mental généralement généralement covered and not - covers by the plans of santé? Of manière générale, a plan of santé pay so that services included in the plan of the list of the covered services. In the case of services of santé mental, the care ambulatory and d& #39; hospitalization are generally covered by the plans of santé. & lt; br/& WP; However, there exists a continuum of services between the patients hospitalisés (clinical of santé mental) and the care ambulatory which caused to treat many mental disorders and are often more profitable than care à a mental private clinic of santé. & lt; br/& WP; These services include/understand nonhospital intermédiaire services résidentiels, services d& #39; partial and intensive hospitalization ambulatory services, such as the management of the cases and the psychosocial rA©adaptation. Psychosocial Réadaptation includes/understands a pharmacological treatment, the social compétences of formation and professional rA©adaptation. & lt; br/& WP; These services are covered by the moitié approximately santé offered by l& #39; employer plans. Regulations. Are they covered? The cover of the médicaments d& #39; ordinance is important également in l& #39; accès with the treatments for the disorders of santé mental. And, on a positive note, the regulation of médicaments are almost always covered by the plans from santé (US Department off Labor, 1996,1998), but this cover is sometimes limité by restrictions on the form. & lt; br/& WP; Vérifiez with your supplier of care of santé for the exact détails on what s& #39; applies à you and your family with regard to your situation particulière. & lt; br/& WP;

Julian Slowe asked:


Information on the santé of each individual is nécessaire so that, in the event of médicaux problèmes occur in l& #39; future, it will be easier of déterminer the médicaments which would owe être administrés. à € l& #39; current hour, personnel of santé d& #39; infos can être stockées numériquement. The files are intact and à day. These documents numA©ric can provide a support for the continuité médicaux care. à ‰ as well donné as the files are conservés into numA©ric, all information on the santé is confidential thus. & lt; br/& WP; The qualité of the care of santé can désormais être accordée à each individual throughout his life à cause numA©ric technology of the files of santé. So really to trouble you about your santé, you must have a portable device which can facilitate the storage and the rA©cupA©ration of the personal médicaux files quickly and of manière sécurisée. The easy device owes être à to use so that the problèmes can être évités or minimisés. & lt; br/& WP; The majority of people are not très open à their médicaux files or of any relative question à their santé, because it often implies something of bad. When people are into good santé, they are not intéressés à to speak about their santé. You see, the people assimilate santé à the disease and it is déprimant. But did you know that information on the care of santé personal is très important? As a nobody responsible, you owe négliger your santé information. Moreover, you never know when an urgency médicale could présenter. To have the santé nécessaires immédiatement information will be useful for you and donné will have you médicaux care. Your history médicale plays an important rôle by allowing the approprié treatment. The professionals of the santé can help you and give you the best services grâce à l& #39; helps of your apparatus of santé. & lt; br/& WP; If you have a computer à the house or that you have your laptop, you can créer a recording numA©ric of your données personal information on the santé. Même if you do not want only your état of santé to share information with d& #39; others, should always preserve these documents in case d&amp to you; #39; urgency. C& #39; is also a façon to take care of your santé. You can store the données on l& #39; computer or in your laptop. Like mentionné précédemment, l& #39; apparatus that you use owes easy être à to use so that when the s&amp need; #39; in makes feel, your family can obtain the infos nécessaires santé. & lt; br/& WP; Numériques personnel on the santé L& #39; information would owe être in particular when to travel à l& #39; étranger. You never know if an accident can occur something or can come and you need médicaux care. To travel l& #39; étranger can pose some problèmes santé because of the change of climate or of the météo and you can être établi if you have the documents numA©ric with you. You have right d&amp need; #39; a little motivation so that you will be prêt à to carry out such information with you. If you wish it, you can même convince other family members à to make même. & lt; br/& WP; Try d& #39; to obtain d&amp as much; #39; information that possible on your santé personal. If you can always find information when you étiez still young, better c& #39; is; to organize the files according to your âge and later the files must être with the début of the file. You can ask for l& #39; helps of your médecin of family so that you can également obtain certain important détails about your précédent consultations. These professionals of the santé will be prête à you to help. But well sÔ R, should always consult to you the supplier of care of santé nécessaires, if you did not feel me well. Take care of your santé personal information May, because it is of good use for you in the future. & lt; br/& WP;

Salman Warsi asked:

Why pursue the integration of Mental Health?

is the right thing: NCCBH The vision statement provides the basis for our work: We are committed to creating and maintaining safe and healthy communities through a system that has the primary needs of consumers regardless of ability to pay.

life of this commitment is a network of organizations and advocates promoting services of unparalleled value.

NCCBH serve primarily members of the public sector consumers, people with severe and persistent mental illness or serious emotional disturbance-the needs of this population are often overlooked in primary care and planning integration. We must ensure that their needs and the needs of the wider community are appropriately addressed.

Many people in the community at large now receive their health care in primary care, and the gap between physicians and health systems should be a bridge behavior: As mentioned Robin Dea, and many other commentators, is

"evidence that many if not most, people coming in primary care are being treated for psychosocial problems, not medical based on organic disease … evidence of compensation for medical costs of treatment for behavioral health problems such as physical health problems in primary care … hypothesized that if the proper detection of the first phase of psychiatric illness was carried out in primary care, not preventing some of the patients will be more severe episodes of major psychiatric illness … and primary care is where most people who have mental health problems are actually seen. "

Some of the important conclusions from the research field include:

-The Epidemiologic Catchment Area (ECA) Study and Articles on the basis of data from this survey, reported the finding that approximately 50% of care for common mental disorders was delivered in general medical settings. However, many subsequent studies have shown that these disorders can be diagnosed or under treated.

-screening systems, treatment guidelines and provider education in primary care are necessary but not sufficient measures to ensure a difference in the results.

-collaboration and strengthen care has been shown to achieve results that are better than "usual care."

The opportunity exists for improving the quality of care within the specialty of primary care and behavioral health settings: Studies have shown that many people with depression stop taking their medicines before the minimum time necessary to effectively treat an episode of depression. Patients in Group Health Cooperative began medication for depression with their primary care physician and received increased attention and targeted support for the prevention of relapse were significantly more likely to adhere to the appropriate doses of drugs and to demonstrate a greater decrease in depressive symptoms.

Implementation of the outcome of the investigation of this type through the adoption of evidence-based practices in both primary care and specialty mental health (BH) will lead to better adjustment outcomes for consumers.

With the publication of Priority Areas for National Action: Transforming the Quality of Health Care, the Institute of Medicine in 2003 to monitor the Quality Chasm Crossing: a New Health System for the 21st century, a great opportunity and challenge has emerged for the public mental health system.
Quality Chasm
recommends the systematic identification of priority areas for quality improvement; proposes twenty Priority Areas for the transformation of areas of health care nationwide. Included in this list are major depression (screening and treatment) and severe and persistent mental illness (focus on the treatment in the public sector).

Its inclusion as priority areas, as well as the conclusions of the Interim Report of the New Freedom Commission on Mental Health, with its observation that the system is "fragmented and disorder, not a lack of commitment and skill of those who provide care, but from underlying structural, financing and organizational problems "suggests that the time for new strategies is at hand.

Many people are served by public mental health services need better access to primary care: a less commonly articulated rationale for integration is that the specialty BH system, especially the public sector to focus on serious and persistent mentally ill adult population (SPMI) and severe emotional disturbances (SED) children, the disabled, has a population of consumers in need of health care that is often under the direction due to the difficulties in obtaining medical services.

Most state Medicaid waivers in connection with coverage of physical health have focused on the registration of the TANF population in the managed care plans Medicaid, leaving the population with disabilities in Medicaid do not have proper access to care, or better off, under the "safety net" providers-community health centers (CHC) or county health services delivered .

Community Health Centers serve people who need better access to health care behavior. These "safety net" service providers a wider scope of patients that only the Medicaid population. However, many states have implemented mental health Medicaid waivers that focus public mental health system in the SPMI / SED and Medicaid populations, with minimal levels of support for people without insurance or non-SPMI/SED. Often there is a good game of populations between the two systems. If the Medicaid program for mental health also has a managed service for authorization and payment methodology, there may be other barriers to the reimbursement of mental health services.

This has led to the frustration of "safety net" because healthcare providers have difficulty obtaining mental health services for their patients without insurance or non-SPMI/SED . In a recent survey of CHC medical directors, 80% indicated that cost is the main barrier to health care for the conduct of its population uninsured. The recent financing and development of mental health services in CHCs and addresses this frustration is just the latest in a series of efforts to recognize that a large proportion of the population receive their mental health services in primary care.

because mental health practitioners as a resource to help people with all types of chronic health conditions: Yet another reason for integration is the potential contribution of Bosnia and Herzegovina with respect to the health behavior change and lifestyle: the delivery of interventions aimed at better management of chronic diseases, support and "leverage" when the primary care providers through programs management of the disease.

management activities of the disease focus on several areas: early identification of populations at risk for costly chronic diseases (eg asthma, diabetes), interventions care using evidence-based practices, use of guidelines for education that focus on the patient and the provider, care management and a coordinated approach through multidisciplinary teams and a method for the systematic collection of data that the clinical and cost-effectiveness. Large organized health systems, such as Northern California, Kaiser Permanente, the implementation of its major programs in disease management with nurses assigned specifically as care managers and educators.

However, many physicians in individual practice or group does not have access to this level of support unless they are in a network of health plan programs for disease management active. In markets where primary care and several panels have accepted accelerated risk management approaches of the disease will be particularly value-added.

We are in a time of great political activity on public financing of national health system and the uninsured population. As we approach the 40th anniversary of the founding of the community mental health center movement, the dialogue has returned to our origins of public health to serve the needs of a population.

The Health Resources and Services Administration (HRSA) Initiative for the Integration of Primary Health Care is currently being implemented throughout the country. The HRSA initiative includes: a system for identifying issues related to integration and development of strategies related to the development of a service manual for CHC mental health services, development of intervention models for BH CHCs, and grants for the establishment BH CHCs in existing services.

recently funded CHC sites is expected to provide dental, mental health and substance abuse services, either directly or through subcontracting arrangements. CHCs are in the process of making decisions about building their own facilities or BH BH recruiting services, including preparation of grant applications. (The NCCBH website www.nccbh.org has a Primary Care Integration Resource Center with more details on the process HRSA).

While HRSA is putting resources into new CHCs BH, reports are emerging from many states, indicating that the public mental health system is funded at about half level is needed. In the private sector, the relentless downward pressure on health behavior PMPMs has also reduced the resources of the system, passing the costs of the private sector to public sector.

Reports such as these were released before the current fiscal crisis in state Medicaid programs, instead of addressing the shortcomings, there are significant new reductions in services in BH many states. And, methods of Medicaid managed care have made it difficult for some providers in the community of Bosnia and Herzegovina to continue to enact their mission of serving people's needs, regardless of ability to pay.

The implications for the entire system of duplication and competition for scarce staff resources and funding for Bosnia and Herzegovina, as well as the opportunity to improve consumer access to health and behavioral health services, suggests that collaboration is a priority at the national, state and local levels. Good public policy involved in the maintenance, which require the support and cooperation between the two "safety net" systems of the centers of community mental health and community health centers.

The conceptual model proposed in this document may become the basis for HRSA grantees to work with its partners in the public mental health system to define fully the relationship of work and collaboration behalf of consumers of care.

In summary, the reasons for integration is based on a desire to improve access to primary care and mental health services, ensure the existence of evidence-based practices and as consistent communication and coordination of clinical activities (including medication management, one of the main concerns of consumers) among the service providers a single person; Wednesday the skills of primary care physicians and physicians Bosnia and Herzegovina in order to improve the management of chronic health problems and, in the form and public policy debate about how services should be organized, financed and delivered in a manner that ensures that the needs of the public sector SPMI / SED consumers and the wider community are met equally.

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CharlesPeter asked:


The field of the médecine achieved progrès so much in the diagnosis and the treatment of the majority of the diseases. But, the flambée of the prices of the régimes d& #39; health insurance, it is difficult for the low incomes of the salariés. They make the point that to make a régime d& #39; health insurance is out of their portée. & lt; br/& WP; However, l& #39; insurance santé has été made compulsory by the law to California. The nécessité for l& #39; health insurance for the families and the people is essential that l& #39; health insurance prévoit a guarantee financière at the appropriate time à l& #39; assuré in case d& #39; urgency médicale during sudden. L& #39; à ‰ tat of California has a multitude of companies d& #39; insurance of santé engagés in a competition féroce to offer services of qualité à its customers. In conséquence, the consumers are the bénéficiaires, because they can obtain best plans à majority of the affordable prices. & lt; br/& WP; Each à ‰ tat of the tats-Plain à ‰ has its own health insurance of rA©glementation to supervise and réglementer the practices of the suppliers d& #39; concerning insurance their jurisdiction. In l& #39; à ‰ tat of California, they aim à to provide l& #39; accessible health insurance of sensitization programs in particular à means and à low-income of the salariés. L& #39; health insurance in California laws are rigorously appliquées. & lt; br/& WP; Medicaid the program has spécifiquement été créé for the low wages, in California to provide a cover d& #39; insurance of santé accessible for the greatest number of people not assurées. This programme of promotion of l& #39; insurance is financée by the governments fédéral and the governments of the States. There exists still another advantage, because certain employers do not include/understand the families of the employés in their cover d& #39; insurance. These salariés can bénéficier of the Medicaid program if they want to register their families in their cover d& #39; insurance. The candidates are held to provide certain documents May to include the evidence of their employment and their income. They will be subjected également à a vA©rification of crédit to qualify itself. & lt; br/& WP; For those which résident in California, there exist several organizations d& #39; health insurance with a variété of plans of santé à to choose. But you will have à to make some research to find the cover of santé which will be best the adaptée for you and your family. Individual d& #39; health insurance, in California, which are directly achetés by the private individuals are certainly more expensive than l& #39; group insurance. D&amp plans; #39; insurance santé of the family, like her name l& #39; indicate, includes/understands the applicant and all the family members in his cover. It ya a cover d& #39; insurance santé of California which is best the adapté for you and your family in the event of médicaux expenses imprévus. You must be proof of discrétion and the good research to find the best insurance of santé accessible, you need. & lt; br/& WP; Reason of l& #39; increase in the d&amp number; #39; immigrants who come in l& #39; State of California, the number of people without insurance is strongly in rise. It is dÔ à this factor that the Law on l& #39; health insurance in California has été adoptée in 2003 in order to provide the greatest possible number of workers and their families à an affordable price d& #39; health insurance. & lt; br/& WP; There exist policies d& #39; health insurance in California and cascades about it the majority d& #39; between them are réglementées by the ministère of California and l& #39; insurance, you owe sélectionner l& #39; one of many différents types, according to your needs, the budget and needs for care of santé. Some of these policies are: indemnités of Policies (the service costs d& #39; insurance), Preferred Provider Organizations (OPP), Health Maintenance Organizations (HMO or Managed Care), Coil-Insured Health Plans (Individual employer car-assuré plans) and of multiple Employer Welfare Arrangements (MEWAs). There exists également of the spA©cific policies such as: main risks of the Program d& #39; health insurance (MRMIP), Healthy Families Program (HFP), à l& #39; accès of the children and the mères Program (AIM), Pacific Health Advantage (PacAdvantage), and d& #39; other police forces d& #39; insurance complémentaire santé. & lt; Br/& WP; & lt; br/& WP;